Islamic DeFi · Tokenised Assets

Real assets. On-chain. Yours.

Gold, silver, commodities, sukuk and property — tokenised with genuine underlying ownership, certified on the Shariah Register, and tradeable in fractions.

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What It Is

Ownership, not exposure.

Every token is backed 1:1 by a real, audited asset. Tokenisation makes that ownership fractional, transferable and instantly verifiable — fully aligned with Islam's requirement that wealth be tied to real, asset-backed value. Because gold and silver are ribawi assets, their trades settle on the spot with immediate constructive possession, as Shariah requires.

Gold bars with a digital token ring
Asset Types

What you can hold on-chain

01

Gold & Silver

Fractional tokens backed by allocated physical metal in audited vaults.

02

Commodities

Tokenised halal commodities with real ownership transfer — no speculative paper contracts.

03

Tokenised Sukuk

Fractional access to sukuk income with automated on-chain profit distribution.

04

Property

Tokenised real-estate shares earning rental yield — see the full Property Investing product.

Tokenised real estate in depth →

How It Works

From vault to wallet

A real asset is verified, certified and tokenised before a single fraction can trade.

01

Vaulted

The asset is vaulted and independently verified.

02

Certified

It is certified on the on-chain Shariah Register.

03

Tokenised

Tokens are minted 1:1 against the real asset on-chain.

04

Traded

Trade in fractions, redeem the underlying anytime.

Asset-Backed

Every token redeemable against the real thing.

Register-Gated

Nothing trades without a Shariah Certificate.

Instant Liquidity

Exit through the Halal Liquidity Pools.

Transparent

Holdings and audits visible on-chain.

What's Tokenised

Every asset, fully backed.

AssetBackingBacked ByLiquidity
GoldAllocated physical metalAudited vaultsPools + redeem
SilverAllocated physical metalAudited vaultsPools + redeem
CommoditiesSpot holdingsCustodiansCommodity token exchange
SukukUnderlying asset + profitIssuer + RegisterSecondary market
PropertyLegal co-ownershipSPV + RegisterSecondary market + pools
In the App

Real-world assets, tokenised

Buy allocated gold and other audited real-world assets from £250, redeemable 1:1 and certified on the Shariah Register.

Rizq app tokenised gold asset detail

How the Shariah Register certifies assets →

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